JanDhan Bank account holders can do this quickly, otherwise there could be a loss of Rs 1.30 lakh


JanDhan Bank account holders can do this quickly, otherwise there could be a loss of Rs 1.30 lakh

In Jandhan account, customers are given a debit card in the form of Rs. This benefit is only available if you have linked your bank account to Aadhaar.


New Delhi: Jan Dhan account facility is being provided to the people of the country by the Central Government. If you also open such an account (Bank account) then you get many types of facilities. But if you want to take advantage of insurance, you need to link your bank account with Aadhaar card. If you do not link your bank account with the Aadhaar card, you could lose Rs 1.30 lakh directly.

In this account, customers are given a debit card in the form of Rs. 1 lakh, which includes accident insurance. This benefit is only available if you have linked your bank account to Aadhaar. This means that not linking to Aadhaar will directly cost you one lakh rupees. In addition, an accidental death cover of Rs 30,000 will be available on this account only if the account is linked to the Aadhaar card. So if you have also opened a Jandhan account, you should link it with Aadhaar card.

You can link your Aadhaar card by visiting your bank. You have to take a photocopy of Aadhaar card and passbook to the bank. Many banks are linking Aadhaar card with account with just one message. State Bank of India customers can link Aadhaar to their bank account by typing UID <space> Aadhaar number <space> account number from their registered mobile number and sending it to 567676. Remember to send SMS from the same number that is registered with the bank. You can also do this by going to the nearest ATM.

Five thousand overdraft facility

Customers also get an overdraft facility of Rs 5,000 on Pradhan Mantri Jandhan account. You also need to have an Aadhaar card to avail the overdraft facility. It is also required to have Aadhaar card link with PMJDY. The objective of this scheme is to open a bank account for every family. Under Jandhan Yojana you can also open an account for a child below 10 years of age.

Benefits of this account:

>> Overdraft facility after six months

>> Accident insurance protection up to Rs 2 lakh

>> Life insurance of Rs. 30,000, which is available on completion of proper condition on death of the beneficiary

>> Interest is earned on the deposit

>> Free mobile banking facility with account

>> Debit card is available on opening Jandhan account. From which money can be withdrawn and also purchased

>> It is easy to buy insurance, pension products from Jandhan account

>> Facility to transfer money across the country

>> Benefits of government scheme are deposited directly in the bank